Sunlight offers an API platform that automates and optimizes card-on-file management and AR/AP workflows across the B2B payments ecosystem for fintechs, financial institutions, and enterprises. By connecting directly to merchant, subscription, and supplier portals, it prevents failed payments and streamlines vendor transactions. Using AI-driven agents and secure automation, Sunlight links issuers, processors, and merchants to manage card data in real time, enhance payment continuity, and reduce transaction failures, boosting efficiency and recovering lost revenue across the digital economy.

